I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/0b/3a/5d/0b3a5d8a179c04d27bff553af1466431--smoky-eye-makeup-cool-makeup.jpg
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/280x280_RS/61/02/f0/6102f0b3b24816a2d0c86fdc323fc1d6.jpg
When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/originals/f3/61/b6/f361b602c20b2db9b8cc9885257f2d2f.jpg
Ladies, if you like bold patterns and bright colors, you may have a Thirty One wallet in your purse. These fashionable wallets are perfect for the woman who has a lot to do and needs plenty of space to store things. The organizing wallet has plenty of pockets for your credit cards, money, receipts, a pen and more. All the pockets zip to close, and you have the option to use it as a wristlet. If you need a coin purse because you?re tired of fishing around in the bottom of your purse, Thirty One has adorable pinch coin purses to hold all of your loose change. You even have the option of what material you want for your Thirty One wallet. You can choose a hard case made of sturdy plastic that has a magnetic closure. The soft wallets that you can find on eBay are made of cotton or canvas. All the wallets have personality and all sorts of fun designs. With so many designs, you may have a hard time choosing which on is your favorite. https://i.pinimg.com/236x/5a/fc/25/5afc25c3922c84b7c20191f71c96eb99---gifts-cute-gifts.jpg?b

Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/236x/96/ee/3c/96ee3c6649f9dbe22dab7a4ebcd9bb28--thirty-one-products-winter-accessories.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/originals/3b/7a/b7/3b7ab7c3892120bdb5e6f12ad9a4bd26.jpg
Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/236x/ec/b1/25/ecb125f62c1d00de164b98b485c3edb5--younique-party-games-younique-presenter.jpg
Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!! https://i.pinimg.com/236x/0c/ab/9c/0cab9c4ac58bd81094fbe72445b4a737--freedom-patriot.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/150x150/69/57/72/695772bab739bfdf0e283ec5afaaaaeb.jpg
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Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs. https://i.pinimg.com/originals/1e/74/32/1e74328b29929e1aa78a9d51a66cb8ab.jpg
Thirty-One Gifts LLC, and Thirty-One Gifts Canada, Inc., is a privately owned, direct-selling company specializing in personalized bags and accessories. The company was founded by Cindy Monroe in 2003 and is headquartered in New Albany, Ohio.[1] They are one of the largest woman-owned businesses in central Ohio.[3] In November 2018, the company announced they would be moving the distribution center from Columbus, Ohio to Flower Mound, Texas.[1] https://i.pinimg.com/280x280_RS/c0/dc/81/c0dc8102131eece8fe3c512af75dcb77.jpg
This amazing tote is a little bit larger and sturdier than the iconic Large Utility Tote. The hard bottom gives it added stability and the outside pockets allow for extra storage. Something that blows my mind about this particular Thirty-One product, is that you can fit the inside with other amazing Thirty-One products, for a little added organization! You can easily fit 2 Essential Storage Totes, 3 Picnic Thermal Totes, or 3 Fold N’ Files inside of this thing. When you scroll down to take a peek at my personal Deluxe Utility Tote, you will see that I mixed and matched what’s inside, to fit my specific needs. This tote has endless uses, a wire frame, sturdy bottom, and collapses for easy storage! Seriously, what more could you ask for?
Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/236x/57/bd/e0/57bde0b0639b12d85a53584a871581f9.jpg

Meet Mom Does Reviews' owner and creator- Pam! Pam is a Wife, Mom, Blogger-Addict, Animal-lover, MRI tech living on her happy homestead in New Hampshire with her son and hubby, 2 dogs, 2 cats, plethora of poultry 3 bearded dragons and a Tortoise named Speedo. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam loves all things Marvel and Disney - as you can see from all the movie posts! https://i.pinimg.com/originals/35/38/97/353897b625bfd4955cefbb76d76db3c5.jpg
We currently have 2 Deluxe Utility Totes, one hangs out in our trunk for grocery shopping purposes and the second is for storing toys in our homeschool area. My boys are older, 11 & 13, however they still enjoy some of those simple little pleasures of being a kid. For them, that means cars. With the cars, also comes tracks and accessories. My boys can put the tote directly on their shoulder and carry it to the area of the house they want to set up in. While this tote is very large, it’s not too heavy or bulky for them to maneuver around on their own. Love this usage!
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/originals/8a/82/e0/8a82e05574fe092f4827383280992cd4.jpg
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today.
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/originals/77/7a/a7/777aa7efc55bb6be556761fe91d71ef8.jpg
June has a fabulous special–for every $35 you spend on Thirty-One products you can get a Large Utility Tote for $10!  That’s a great deal.  In fact, at that rate you may just want to stock up on several Thirty-One Products like one of their cute purses or thermal bags, perfect for summer.  And then you will also have a Large Utility Tote for those car games, homeschool co-op books, gym gear, beach items and more.  Have fun breezing through summer with Thirty-One! https://i.pinimg.com/originals/8d/c5/b4/8dc5b456af1ba731875c269d963259b1.jpg
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/bf/da/22/bfda22020a0c47324bfb13194b931f1a---party--bags.jpg?b
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