When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/345x/b6/57/aa/b657aa949bb886dba0ad1b92f345e7f8.jpg

This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/236x/a8/ec/e1/a8ece15316edb5a2e1259082fd3a1e50---bags.jpg
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I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/0b/3a/5d/0b3a5d8a179c04d27bff553af1466431--smoky-eye-makeup-cool-makeup.jpg
Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag. https://i.pinimg.com/280x280_RS/e0/ff/ae/e0ffaef39846503d42a98176313fcb76.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!).
She looks for wool and flax, and works with willing hands. She is like ships that trade.  She brings her food from far away. She rises while it is still night and makes food for all those in her house. She gives work for the young women to do. She gives careful thought to a field and buys it. She plants grape-vines from what she has earned.  Proverbs 31:13-16 https://i.pinimg.com/originals/e3/4f/c9/e34fc9c5de5e4be3ae4fc098a48facd8.png
Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!! https://i.pinimg.com/564x/f2/95/04/f29504fe2f4bd82fce3f46449e3aba69.jpg
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