For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet.
I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More https://i.pinimg.com/236x/61/e7/30/61e7307217d8e546b5630aaace68a28b.jpg
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11. My Aldi Bags– Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods. https://i.pinimg.com/236x/9e/48/ee/9e48ee8956211dcd4465729c32994bad.jpg
6. Swap-It Pocket ($25)– Right now this one is in my Retro Metro being used as it was designed to be used …I have all of my pens, makeup, notebooks, etc inside. Then I just move the entire thing to a new bag instead of having to dump out all of my crap. In the past though I’ve used it for planner supplies (see below). It’s a great size for personal sized planners and TNs with supplies.
Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!! https://i.pinimg.com/236x/62/b1/68/62b1683ca8a0d595283e37ef5cd6e15a--direct-selling-direct-sales.jpg
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11. My Aldi Bags– Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods. https://i.pinimg.com/originals/2d/b5/fa/2db5fa1b2646eeb2dc4cd92f605ac2c1.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/0b/3a/5d/0b3a5d8a179c04d27bff553af1466431--smoky-eye-makeup-cool-makeup.jpg
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/236x/8f/72/c0/8f72c09c22f4d94973ff4be547f2ab65--my-thirty-one-thirty-one-gifts.jpg
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10. Lunch Bags– Okay. I’m cheating here. This isn’t just one bag. BUTTT we love our thermals for school lunches. Harper has the Lunch Break, Sadie has the Going Places (she loves it b/c she says it looks like a purse) , and Cate and Lucy have a Go-To Thermal. The Go-To is machine washable and Jimmy even carries one to work. In, ahem, masculine gray. These suckers are durable and cute and keep the girls’ food cold. We are all obsessed. https://i.pinimg.com/236x/01/b8/8d/01b88d736bef63afbc117369fcc3c336--direct-selling-direct-sales.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/236x/45/aa/d8/45aad89f98493a29065791cac2123613.jpg
I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come! https://i.pinimg.com/236x/1c/7e/8f/1c7e8f16a8aa624449dc8fba57f89eaf---gifts-thirty-one-gifts.jpg?b
I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++ https://i.pinimg.com/236x/ff/e7/37/ffe737f270789202e07e75ae47327a54--travel-accessories-laptop.jpg