The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/ac/72/a7/ac72a780ee0600127801aeb6bb155c0d---ideas-gift-ideas.jpg?b
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/originals/8a/25/88/8a25887108ccbaabc4a2f23cf7c1f94b.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/originals/e1/ac/49/e1ac499bd28be2eb5bd8fce492fbdb59.jpg
I put 3-ring binders, notebooks, laptop, everything I need for school in this bag, and it holds up really well. Stitching is strong and fabric is super sturdy. The wide bottom makes it convenient for putting in lots of things. The fabric is flexible yet holds up the shape even when completely empty. I really like the fact that the bag can "stand" on its own when I put it down on the floor. The large pockets all around are so handy for organizing things. I especially like the mesh pockets on the sides, which I use to hold water bottles. https://i.pinimg.com/236x/23/dd/ed/23ddeda92665dba8b3a326bab75136d4--eyeshadow-for-blue-eyes-gold-eyeshadow.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/3f/e2/50/3fe250ceff6a8ebf4d451b06447fa87d--travel-style-carry-on.jpg
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.”
Meet Mom Does Reviews' owner and creator- Pam! Pam is a Wife, Mom, Blogger-Addict, Animal-lover, MRI tech living on her happy homestead in New Hampshire with her son and hubby, 2 dogs, 2 cats, plethora of poultry 3 bearded dragons and a Tortoise named Speedo. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam loves all things Marvel and Disney - as you can see from all the movie posts! https://i.pinimg.com/originals/35/38/97/353897b625bfd4955cefbb76d76db3c5.jpg

For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/originals/77/7a/a7/777aa7efc55bb6be556761fe91d71ef8.jpg
I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come!

5. Zip-Top Organizing Utility Tote ($35)– This is my basic grab and go mom bag. I’ve used it for the gym, pool, library, and for a kiddo weekend bag. It has pockets all around the outside, zips on top, and has interior pockets too. The ZOUT is the number one teacher and nurse bag. This one is on special this month too. Spend $35 and get a ZOUT for $10. https://i.pinimg.com/236x/01/a1/12/01a112bc9547360c9d4d61763db4c638--quirky-wedding-our-wedding.jpg
I am a God fearing, homeschool mom of 3. I strive to provide a happy, healthy lifestyle for my children, but I am by no means an expert on anything. I simply just want to share my journey. I enjoy coffee, wine, journaling, interior design, good books, dogs, laughter, & snuggles. I believe life should be lived to its fullest. Organization, education, & health all play a role in this thing called life, which is why I am a Thirty One consultant, UBAM consultant, and a Young Living distributor. Homeschooling is my family’s lifestyle of choice, and we wouldn’t change it for anything. Together, we are all learning to Simply Be, WILD & FREE. https://i.pinimg.com/originals/ee/31/f3/ee31f312399a39ac5958c67781506538.jpg
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/236x/49/d7/e7/49d7e7e8b2977be392156ef67a5de1fe--younique-touch-foundation-liquid-foundation.jpg
One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use.  https://i.pinimg.com/originals/f3/ef/30/f3ef30d476d8429a316c73c350713b23.jpg

One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/236x/ce/c2/69/cec269fd7028f33dafe4bbcd1da1d934.jpg
Sports gear – groceries – hauling gifts for family holiday get together a – toys – trunk organization – storing off season clothing – beach towels and swimsuits – blanket storage – large picnic tote – neighborhood garage sale shopping – quilting supplies – gift wrapping supplies – laundry basket – holiday storage – road trips – closet self storage – and more!! https://i.pinimg.com/originals/2b/77/29/2b7729281da37fd83f9c4f355758b72b.jpg
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/originals/af/e9/05/afe905c85bdc5f18db68785400ea75a0.jpg

Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!! https://i.pinimg.com/236x/62/b1/68/62b1683ca8a0d595283e37ef5cd6e15a--direct-selling-direct-sales.jpg
Awesome quality and BEAUTIFUL . Has a nice shine to it but it doesn't make it look cheesy or cheap. It in fact looks like a very exspensive chain. I was worried because it wasn't super pricey and usually you get what ya pay for but my husband loves it and he is hard to please . Not super heavy either which we like . The length is PERFECT! Very very VERY pleased with my purchase https://i.pinimg.com/236x/9b/72/a1/9b72a10f615c01dc8d2218c9316cb5a5--bethany-christian-services-initials-inc.jpg
6. Swap-It Pocket ($25)– Right now this one is in my Retro Metro being used as it was designed to be used …I have all of my pens, makeup, notebooks, etc inside. Then I just move the entire thing to a new bag instead of having to dump out all of my crap. In the past though I’ve used it for planner supplies (see below). It’s a great size for personal sized planners and TNs with supplies. https://i.pinimg.com/originals/96/ec/4e/96ec4ede4ff3ff2b0d38b7c4d0694d41.jpg
I absolutely love Thirty-One Gifts! My consultant Jessica (from Sacramento, CA) is an amazing consultant and goes above and beyond to make her customers feel like family! I travel a lot and I am able to take my Away We Go Roller, ZipTop Utility Tote (with deluxe swap it pocket) and my Organizing Shoulder Bag for a 3-4 day trip and carry everything on the plane. I can't believe how organized I can be when traveling. I wish that the Away We Go roller was in the catalog to order as I receive so many compliments on it. My husband loves his Well Suited Garment Tote and it keeps his suit from wrinkling and fits perfectly on my Away We Go Roller for flying. Please keep up the amazing work and I look forward to doing more shopping and hosting a party with the upcoming fall catalog!!! https://i.pinimg.com/236x/d9/1c/20/d91c20438036754abea6809bca2598af--thirty-one-products-thirty-one-gifts.jpg
I am a God fearing, homeschool mom of 3. I strive to provide a happy, healthy lifestyle for my children, but I am by no means an expert on anything. I simply just want to share my journey. I enjoy coffee, wine, journaling, interior design, good books, dogs, laughter, & snuggles. I believe life should be lived to its fullest. Organization, education, & health all play a role in this thing called life, which is why I am a Thirty One consultant, UBAM consultant, and a Young Living distributor. Homeschooling is my family’s lifestyle of choice, and we wouldn’t change it for anything. Together, we are all learning to Simply Be, WILD & FREE. https://i.pinimg.com/474x/af/f6/c4/aff6c49cdaa3bdc428f96b607978f5ff---gifts-thirty-one-gifts.jpg
1. It holds all the essentials and then some. There's a place for a pen to fill out the custom forms, a money pouch, and a pocket for your phone and passport. That money pouch would've been helpful while trying to get JetBlue to rebook my flight since supposedly "cash would've been easier than credit card..." slightly suspicious he wanted me to bribe him. Alas I didn't have cash, so he booked everyone else before me and I ended up spending 2 days at JetBlue terminals trying to get home!

I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time. https://i.pinimg.com/236x/c0/5c/a8/c05ca86385d492e1438504b2c23f7cb1--backpack.jpg
Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this. https://i.pinimg.com/236x/45/f6/7e/45f67e7ed9847597712100a43ef5b0ea--wine-tags-wine-labels.jpg
I started using Thirty-One throughout our time in Italy.  I used the bags to keep our small apartment organized and I especially used them when we traveled. I quickly realized that a Large Utility Tote was indispensable when we traveled. I used one in the back of the van for snacks, drinks, trash bags, and food (since we exclusively stayed in Airbnb homes).  I realized that using multiple Zipper Pouches was a more efficient idea than having Ziplocs in my mom bag. https://i.pinimg.com/originals/b4/6b/23/b46b23984f915d6d55624f99ced0836c.jpg

Along the way I started thinking I like this stuff and I want to get a bunch of it for free. And the rest is history. I now have a double hope chest JAMMED FULL of Thirty-One. It’s kind of ridiculous. AND I LOVE IT. Jimmy loves it too. He became a convert the minute he realized how much easier this stuff made our lives. We are both massive organization nerds. https://i.pinimg.com/originals/95/04/31/95043142492e14de1db428c6a58b0b32.jpg
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
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