Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.

11. My Aldi Bags–  Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods. https://i.pinimg.com/236x/a5/02/56/a50256fe450a418ba0b7992703141824--thirty-one-consultant-thirty-one-business.jpg


I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/originals/db/eb/ba/dbebba8ae9557dbca0b3e2f41b90336a.jpg
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today.
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help.
Along the way I started thinking I like this stuff and I want to get a bunch of it for free. And the rest is history. I now have a double hope chest JAMMED FULL of Thirty-One. It’s kind of ridiculous. AND I LOVE IT. Jimmy loves it too. He became a convert the minute he realized how much easier this stuff made our lives. We are both massive organization nerds. https://i.pinimg.com/236x/8c/a1/a4/8ca1a496b70bb91e751ef6129b6b696b--office-works-office-organization.jpg
This amazing tote is a little bit larger and sturdier than the iconic Large Utility Tote. The hard bottom gives it added stability and the outside pockets allow for extra storage. Something that blows my mind about this particular Thirty-One product, is that you can fit the inside with other amazing Thirty-One products, for a little added organization! You can easily fit 2 Essential Storage Totes, 3 Picnic Thermal Totes, or 3 Fold N’ Files inside of this thing. When you scroll down to take a peek at my personal Deluxe Utility Tote, you will see that I mixed and matched what’s inside, to fit my specific needs. This tote has endless uses, a wire frame, sturdy bottom, and collapses for easy storage! Seriously, what more could you ask for? https://i.pinimg.com/280x280_RS/e4/1b/d8/e41bd895cd212115db1fc97206bfacf8.jpg
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/236x/a8/ec/e1/a8ece15316edb5a2e1259082fd3a1e50---bags.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/originals/a1/fb/23/a1fb230e7aa984b6209355165e440cf2.jpg

One of the easiest ways to stay organized is with a fantastic bag. With choices that range from totes to purses and wallets, Thirty-One bags can get absolutely every aspect of your life in order. The bags are available in a huge variety of patterns and colors, so they work with any wardrobe and any outfit. The material is also easy to clean, so you never have to worry about spills. Whether you need help keeping things in order for work or at home, there is a bag that will work. Thirty-One diaper bags have pockets that can help you separate clothes and extra diapers from formula and snacks. And when the kids are out of diapers, the bag holds up long enough that you can repurpose it for another phase of life. Thirty-One's affinity for organizational tools does not end with diaper bags and totes. Thirty-One cosmetic bags can keep your makeup and skin care in order either at home for daily use or for those weekend trips. With the large selection of Thirty-One bags on eBay, you can find both the latest designs and discontinued styles that knowledgeable sellers can still offer. https://i.pinimg.com/originals/5b/ab/3a/5bab3aebfbc5d9eda0eaf08b3fb05bfa.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/236x/7f/a7/cf/7fa7cf372d4845769ea9b945d1939e62--thirty-one-products-thirty-one-gifts.jpg?b
After an impromptu trip to the farmer's market, you are left trying to carry all of your purchases without dropping or losing something. A Thirty-One Large Utility Tote is roomy enough to carry all of your goods, and it easily collapses after you are through using it. It is an open-top bag, allowing you to fit items that are bulky or non-traditionally sized. A lid is available for the tote if you need to turn it into a closed bag. It has a metal frame so that it can support your heavy items without sagging. If you like a zip-top bag, the Thirty-One Large Organizing Utility Tote is available as a zip-top bag and an open-top bag. This product measures 10.25 inches in height, 15.5 inches in width, and 6.5 inches in length, while the Large Utility Tote is 11.75 inches high, 21.5 inches wide, and 10 inches long. The reliable sellers on eBay offer these products in different patterns so that you can find a tote that you enjoy carrying. A Thirty-One Large Camo Utility Tote is perfect for both men and women who prefer an outdoorsy look. With a Thirty-One Large Utility Tote, you can always have a bag available the next time you need an extra set of hands. https://i.pinimg.com/originals/89/f2/87/89f287fc1f351d707802f3ba671430a0.jpg

I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you!


11. My Aldi Bags–  Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods. https://i.pinimg.com/236x/9e/48/ee/9e48ee8956211dcd4465729c32994bad.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/474x/cb/e5/fe/cbe5fec0941601f1df79b8ac0b37905c.jpg
I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++ https://i.pinimg.com/originals/b8/2e/11/b82e113d4f0440df026405435e37cdfb.jpg
After an impromptu trip to the farmer's market, you are left trying to carry all of your purchases without dropping or losing something. A Thirty-One Large Utility Tote is roomy enough to carry all of your goods, and it easily collapses after you are through using it. It is an open-top bag, allowing you to fit items that are bulky or non-traditionally sized. A lid is available for the tote if you need to turn it into a closed bag. It has a metal frame so that it can support your heavy items without sagging. If you like a zip-top bag, the Thirty-One Large Organizing Utility Tote is available as a zip-top bag and an open-top bag. This product measures 10.25 inches in height, 15.5 inches in width, and 6.5 inches in length, while the Large Utility Tote is 11.75 inches high, 21.5 inches wide, and 10 inches long. The reliable sellers on eBay offer these products in different patterns so that you can find a tote that you enjoy carrying. A Thirty-One Large Camo Utility Tote is perfect for both men and women who prefer an outdoorsy look. With a Thirty-One Large Utility Tote, you can always have a bag available the next time you need an extra set of hands. https://i.pinimg.com/236x/d7/08/8f/d7088f21ec2478f31d14b7c47928c9a3---organization--ideas.jpg?b
We currently have 2 Deluxe Utility Totes, one hangs out in our trunk for grocery shopping purposes and the second is for storing toys in our homeschool area. My boys are older, 11 & 13, however they still enjoy some of those simple little pleasures of being a kid. For them, that means cars. With the cars, also comes tracks and accessories. My boys can put the tote directly on their shoulder and carry it to the area of the house they want to set up in. While this tote is very large, it’s not too heavy or bulky for them to maneuver around on their own. Love this usage! https://i.pinimg.com/474x/0b/57/ac/0b57ac2cd0d24f7bdc4ab5e1799311d1--beauty-makeover-younique-make-up.jpg?b

When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/originals/c8/91/cf/c891cfd8b10ce055009e0855a2d4919d.jpg
I stopped selling Thirty-One last December after about 5 yrs. At that time, I started using my many Deluxe Utility Totes as my laundry baskets. Plastic baskets just kept breaking. Now it is SO NICE to toss a DUT over my shoulder and head upstairs to put away laundry. I anow totally obsessed with the purple they have for fall. I want everything that comes in the purple! https://i.pinimg.com/236x/3e/1b/05/3e1b054cc385e12dee7a2614441be0dd--camping-outdoors-thirty-one.jpg
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/80/c0/df/80c0df67efb6eca60c6af0c2b277eb43.jpg
One of the easiest ways to stay organized is with a fantastic bag. With choices that range from totes to purses and wallets, Thirty-One bags can get absolutely every aspect of your life in order. The bags are available in a huge variety of patterns and colors, so they work with any wardrobe and any outfit. The material is also easy to clean, so you never have to worry about spills. Whether you need help keeping things in order for work or at home, there is a bag that will work. Thirty-One diaper bags have pockets that can help you separate clothes and extra diapers from formula and snacks. And when the kids are out of diapers, the bag holds up long enough that you can repurpose it for another phase of life. Thirty-One's affinity for organizational tools does not end with diaper bags and totes. Thirty-One cosmetic bags can keep your makeup and skin care in order either at home for daily use or for those weekend trips. With the large selection of Thirty-One bags on eBay, you can find both the latest designs and discontinued styles that knowledgeable sellers can still offer. https://i.pinimg.com/236x/b3/b3/be/b3b3bea56e4c03583e3397600f5b1704--my-friend-friends.jpg
Okay here we go, so I bought this last week for one of my friend's birthdays and THANK GOD it is more pale pink than in the photo. It's good quality (won't really know until she uses it) the zippers glide easily, the little keychain isn't total crap quality, it's basically you get what you paid for in a GOOD WAY. This surprised me, it's also bigger than I expected. I think she'll love it. Definitely recommend this. https://i.pinimg.com/236x/45/f6/7e/45f67e7ed9847597712100a43ef5b0ea--wine-tags-wine-labels.jpg
When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/345x/b6/57/aa/b657aa949bb886dba0ad1b92f345e7f8.jpg
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help. https://i.pinimg.com/474x/60/5e/0e/605e0e7939dd03ca4288d8aeed1b864c--thirty-one-office-thirty-one-bags.jpg
This is new-ish onto the cash envelope wallet scene and quickly becoming a crowd favorite. The All About the Benjamins wallet comes in 7 colors (solid colors, no patterns). This wallet isn’t flashy and you can most likely find a color to match your purse. It has two big compartments where you can put your cash envelopes or cash dividers. At the time of this article, the wallets are $48/each. https://i.pinimg.com/originals/5e/a0/96/5ea096639623a697359374fd56a8d037.jpg

11. My Aldi Bags–  Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods. https://i.pinimg.com/236x/a5/02/56/a50256fe450a418ba0b7992703141824--thirty-one-consultant-thirty-one-business.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/3f/e2/50/3fe250ceff6a8ebf4d451b06447fa87d--travel-style-carry-on.jpg
11. My Aldi Bags–  Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods.

This small but sturdy tote bag still has plenty of room for all the big jobs in your life! With all the function of our popular Large Utility Tote, the Small Utility Tote is the perfect on-the-go storage solution for camping, carrying snacks to the beach or pool and more. Use it as a gym bag, toy storage, trunk storage, teacher tote or a picnic basket for your next family outing. https://i.pinimg.com/originals/c4/53/16/c45316026b0be134ceffa626dc9a92aa.jpg
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