This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/236x/aa/37/0a/aa370a74a5a45efb4ece1842fe85d569--homemade-desserts--gifts.jpg

For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/originals/48/d8/df/48d8df3cd6dffb76e85c27b748ce2b50.jpg
I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time. https://i.pinimg.com/236x/14/ff/58/14ff58589d56c09abe730b6de032129b--younique-party-games-younique-presenter.jpg?b
We currently have 2 Deluxe Utility Totes, one hangs out in our trunk for grocery shopping purposes and the second is for storing toys in our homeschool area. My boys are older, 11 & 13, however they still enjoy some of those simple little pleasures of being a kid. For them, that means cars. With the cars, also comes tracks and accessories. My boys can put the tote directly on their shoulder and carry it to the area of the house they want to set up in. While this tote is very large, it’s not too heavy or bulky for them to maneuver around on their own. Love this usage!
I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++ https://i.pinimg.com/236x/63/6a/4f/636a4f43aaf8dde1c552f7685bb37248--makeup-hacks-makeup-stuff.jpg?b

11. My Aldi Bags–  Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods.

Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month. https://i.pinimg.com/236x/37/fb/44/37fb44195903a327b31d908165abc78c--thirty-one-bags-thirty-one-gifts.jpg

June has a fabulous special–for every $35 you spend on Thirty-One products you can get a Large Utility Tote for $10!  That’s a great deal.  In fact, at that rate you may just want to stock up on several Thirty-One Products like one of their cute purses or thermal bags, perfect for summer.  And then you will also have a Large Utility Tote for those car games, homeschool co-op books, gym gear, beach items and more.  Have fun breezing through summer with Thirty-One! https://i.pinimg.com/originals/8d/c5/b4/8dc5b456af1ba731875c269d963259b1.jpg
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.” 

The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet.

I originally needed two pairs of work pants. I love cargos since they are loose but fitting, comfy, and have lots of.pockets without the extra added weight. I bought two at Wal-Mart and instantly loved them. Then bought a pair on amazon for about the same price. If you want a pair to wear casually, go for it. They look better than anything old navy has to offer. They are cheaper in price but better in quality as well. Only disappointment is the limited colors. I wanted to buy two pair in navy. One for work one for casual wear. https://i.pinimg.com/280x280_RS/36/7e/36/367e36f0986fc6fc91af4a67c305918f.jpg


One of the easiest ways to stay organized is with a fantastic bag. With choices that range from totes to purses and wallets, Thirty-One bags can get absolutely every aspect of your life in order. The bags are available in a huge variety of patterns and colors, so they work with any wardrobe and any outfit. The material is also easy to clean, so you never have to worry about spills. Whether you need help keeping things in order for work or at home, there is a bag that will work. Thirty-One diaper bags have pockets that can help you separate clothes and extra diapers from formula and snacks. And when the kids are out of diapers, the bag holds up long enough that you can repurpose it for another phase of life. Thirty-One's affinity for organizational tools does not end with diaper bags and totes. Thirty-One cosmetic bags can keep your makeup and skin care in order either at home for daily use or for those weekend trips. With the large selection of Thirty-One bags on eBay, you can find both the latest designs and discontinued styles that knowledgeable sellers can still offer. https://i.pinimg.com/236x/b3/b3/be/b3b3bea56e4c03583e3397600f5b1704--my-friend-friends.jpg
Thirty-One Gifts LLC, and Thirty-One Gifts Canada, Inc., is a privately owned, direct-selling company specializing in personalized bags and accessories. The company was founded by Cindy Monroe in 2003 and is headquartered in New Albany, Ohio.[1] They are one of the largest woman-owned businesses in central Ohio.[3] In November 2018, the company announced they would be moving the distribution center from Columbus, Ohio to Flower Mound, Texas.[1] https://i.pinimg.com/236x/91/3e/51/913e515e55ba36d877893fb4fed292ec--consultant-cruises.jpg
She looks for wool and flax, and works with willing hands. She is like ships that trade.  She brings her food from far away. She rises while it is still night and makes food for all those in her house. She gives work for the young women to do. She gives careful thought to a field and buys it. She plants grape-vines from what she has earned.  Proverbs 31:13-16 https://i.pinimg.com/236x/53/44/2e/53442e5c43e225164ce2818de4256723--wallet-shop-my-wallet.jpg?b
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/80/c0/df/80c0df67efb6eca60c6af0c2b277eb43.jpg
Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!! https://i.pinimg.com/236x/62/b1/68/62b1683ca8a0d595283e37ef5cd6e15a--direct-selling-direct-sales.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag!
I started using Thirty-One throughout our time in Italy.  I used the bags to keep our small apartment organized and I especially used them when we traveled. I quickly realized that a Large Utility Tote was indispensable when we traveled. I used one in the back of the van for snacks, drinks, trash bags, and food (since we exclusively stayed in Airbnb homes).  I realized that using multiple Zipper Pouches was a more efficient idea than having Ziplocs in my mom bag. https://i.pinimg.com/236x/76/aa/ed/76aaedb660282c49c58f7dcc3921e793.jpg
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